Privacy Policy

Interpretation
The words with the initial letter capitalized have meanings defined under the following conditions. The definitions shall have the same meaning regardless of whether they appear in singular or plural

Definitions
For the purposes of this
 

Privacy Policy:
Account:  A unique account created for you to access our service or parts of our service.

Business:  For the purpose of the California Privacy Rights Act (“CPRA”). The CPRA amends and extends the California Consumer Privacy Act of 2018 (“CCPA”) as the legal entity.

Company:  Referred to as either “the Company,” “we,” “us,” or “our” in this Agreement, refers to [Monarch Metal Card].

Consumer:  For the purpose of the CPRA & CCPA, means a natural person who is a California resident.

Cookies Small files placed on your computer or device by a website, containing details of your browsing history.

Country:  Refers to California, United States.

Device:  Any device that can access the service, such as a computer, cellphone, or digital tablet.

Do Not Track (DNT):  A concept promoted by US regulatory authorities for internet users to control the tracking of their online activities.

Personal Data Any information related to an identified or identifiable individual.

Sale:  For the purpose of the CCPA, means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating a consumers personal information to another business or a third party for monetary or other valuable consideration.

Service:  Refers to Monarch Metal Card website.

Service Provider:  Any natural or legal person processing data on behalf of the Company.
Thirdparty Social Media Service: Any website or social network website through which a user can log in or create an account.
Usage Data: Data collected automatically, either generated by the use of the service or from the service infrastructure itself.

Collecting and Using Your Personal Data

Types of Data Collected
 
Personal Data

While using our service, we may ask you to provide us with certain personally identifiable information,
including but not limited to:

Email address

First name and last name

Phone number

Address, State, Province, ZIP/Postal code, City
 
Usage Data
 
Usage Data is collected automatically and may include information such as your devices IP address, browser type, pages visited, time and date of visit, time spent on pages, and other diagnostic data.
 
Tracking Technologies and Cookies
 
We use Cookies and similar tracking technologies to track activity on our service and store certain
information. You can instruct your browser to refuse all cookies or indicate when a cookie is being sent.
However, not accepting cookies may limit some parts of our service.

We use both session and persistent cookies for various purposes, including necessary cookies, cookie policy acceptance, functionality cookies, and tracking and performance cookies. For more information about the cookies we use, please refer to our Cookies Policy (link to cookies policy).

Use of Your Personal Data


The Company may use Personal Data for the following purposes:

To provide and maintain our service, monitor usage, and manage your account.

For the performance of a contract, including the development and compliance of purchase contracts.

To contact you for updates, informative communications, and to provide news, special offers, and general information.

To manage your requests and provide customer support.
We may share your personal information with service providers, for business transfers, with affiliates, with business partners, and with other users in certain circumstances.

Retention of Your Personal Data

We will retain your Personal Data only for as long as necessary for the purposes set out in this Privacy Policy. The Company will also retain Usage Data for internal analysis purposes.

Transfer of Your Personal Data

Your information, including Personal Data, may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction.

Disclosure of Your Personal Data

Business Transactions:  If the Company is involved in a merger, acquisition, or asset sale, your Personal Data may be transferred.

Law Enforcement:  Under certain circumstances, the Company may be required to disclose your Personal Data if required to do so by law.

Other Legal Requirements The Company may disclose your Personal Data in the good faith belief that such action is necessary to comply with a legal obligation, protect and defend the rights or property of the Company, prevent or investigate possible wrongdoing, protect the personal safety of users, or protect against legal liability.

Security of Your Personal Data

The security of your Personal Data is important to us. While we strive to use commercially acceptable means to protect it, we cannot guarantee absolute security.

Detailed Information on the Processing of Your Personal Data


Service Providers: Service Providers have access to your Personal Data only to perform tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics:  We may use thirdparty Service providers, such as Google Analytics, to monitor and analyze the use of our service.
Email Marketing: We may use your Personal Data to contact you with newsletters, marketing materials, and other information. We may use Email Marketing Service Providers, including Mailchimp, Zoho CRM, and Calendly.

PIPA Privacy

Your Rights under the PIPA

The Personal Identity Protection Act (CPRA) in California aims to safeguard individuals’ personal information by requiring businesses to implement reasonable security measures CPRA emphasized data minimization and purpose limitation, requiring businesses to collect only necessary personal information for disclosed purposes. It established the California Privacy Protection Agency (CPPA) to enforce and implement privacy laws, with increased penalties for violations, especially involving minors’ personal information.

Do Not Sell My Personal Information: We do not sell personal information. If you wish to opt out of the use of your personal information for interestbased advertising purposes, you can do so through our “Do Not Sell My Personal Information” section.

 
Do Not Track Policy: Our service does not respond to Do Not Track signals.

Your California Privacy Rights:  There is also a right to privacy in the California Constitution, under Chapter 1, Article 1, The proposed regulations: (1) update existing CCPA regulations to harmonize them with CPRA amendments to the CCPA; (2) operationalize new rights and concepts introduced by the CPRA to provide clarity and specificity to implement the law; and (3) reorganize and consolidate requirements set forth in the law to make the regulations easier to follow and understand.
California Privacy Rights for Minor Users: The California Privacy Rights Act (CPRA) builds upon the Consumer Privacy Act (CCPA) and introduces stronger provisions for protecting the privacy rights of minor users. It mandates optin consent for minors aged 13 to 16, requiring either the minor’s or their parent/guardian’s approval before selling personal information. Additionally, businesses must implement age verification measures, and violations of these provisions result in enhanced penalties, emphasizing the heightened importance of safeguarding the privacy of young users.

Links to Other Websites


Our service may contain links to other websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any thirdparty sites or services.

 
Changes to this Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website.

Contact Us

If you have any questions about this Privacy Policy, you can contact us by email at customerservice@monarchmetalcards.com.

Thank you for taking the time to review our Privacy Policy. Your privacy is important to us, and we are committed to protecting your personal information.
Sincerely,

Monarch Metal Card

Email: customerservice@monarchmetalcards.com.